2025's Biggest Fintech & Payments' Trends Unveiled by Juniper Research

Core Insights - Juniper Research identifies 10 key trends that will significantly impact the fintech and payments landscape in 2025 [2][3] Group 1: Key Trends in Fintech and Payments - Apple NFC is expected to enhance competition in the digital wallet sector [3] - The rise of virtual cards is anticipated to transform B2B expenses and procurement processes [3] - Behavioral biometrics will drive a shift towards passive identity verification methods [3] - eCommerce merchants are likely to adopt 'glocal' payment strategies [3] - Regulatory technology (Regtech) is set to accelerate due to Banking-as-a-Service (BaaS) compliance challenges [3] - Banks are projected to invest in readiness for PSD3 and PSR1 regulations [3] - Capital One's acquisition of Discover is expected to challenge the dominance of Visa and Mastercard [3] - Harmonization of instant payments and Wero is predicted to transform European payment systems [3] - The hype around AI is expected to diminish as fraud and identity issues drive innovation [3] - Sustainable fintech is becoming a key differentiator for banks [3]