走近“明镜”！看这家基金公司全流程风险管理

Core Viewpoints - Yongying Fund's Mingjing Risk Management System has been awarded the "2023 Financial Technology Development Award" by the People's Bank of China, highlighting its strong risk monitoring and investment empowerment capabilities [1] - The system is deeply integrated into Yongying Fund's risk control philosophy, which is rooted in the company's DNA and emphasizes risk management as a priority in business development [2] - Mingjing system covers the entire investment process, from pre-investment risk budgeting to real-time risk monitoring during investment execution, and post-investment data analysis and performance attribution [5][6][7][8][9][10] Risk Management System Overview - Mingjing system is designed to provide comprehensive, automated, and intelligent risk monitoring across multiple dimensions, leveraging big data and advanced models to identify and mitigate potential risks [2] - The system is named after the phrase "Mingjing Gao Xuan Si Hai Qing," symbolizing its role as a clear mirror that illuminates every corner of risk management [4] Pre-Investment Risk Management - Mingjing system uses intelligent risk measurement models to output market trend signals, sector performance, and competitor analysis, helping investment teams set risk budgets and optimize portfolio strategies [6] - It supports trial calculations for various investment instructions across different markets, enabling better decision-making before investment execution [6] In-Investment Risk Management - The system's real-time risk control engine continuously monitors market dynamics and portfolio performance, triggering alerts for risk exposure, abnormal trading behavior, or market fluctuations [7] - It features a unique "step-by-step drawdown control system" that sets maximum drawdown budgets based on product type, investment strategy, and investor risk preferences, providing early warnings and risk feedback mechanisms [7] Post-Investment Risk Management - Mingjing system integrates and analyzes data from various sources, including market data, transaction data, and public sentiment, providing precise analytical data to support fund management [9] - It includes a performance attribution system that quantifies investment performance, style, and operations, helping fund managers conduct objective reviews and optimize strategies [9] - The system also features a multi-perspective liquidity management system that analyzes asset liquidity, investor structure, and redemption behavior to manage liquidity risks effectively [10] System Integration and Future Development - Over the past three years, Mingjing system has achieved significant practical results, with a daily usage rate of 100%, enhancing decision-making precision and risk control deployment [12] - Yongying Fund has developed nearly 100 systems, including Mingjing, to support various business lines, with five major systems (Mingjing, Qianxing, Tianji, Wanxiang, and Jingwei) interconnected to provide comprehensive support across the investment process [12] - The company plans to continue investing in financial technology, further improving its value creation capabilities and deepening the development of its five major investment systems [12]