Ahead of Home BancShares (HOMB) Q4 Earnings: Get Ready With Wall Street Estimates for Key Metrics

Core Viewpoint - Analysts project that Home BancShares (HOMB) will report quarterly earnings of $0.52 per share, an increase of 8.3% year over year, with revenues expected to reach $254.6 million, up 3.7% from the same quarter last year [1] Earnings Projections - The consensus EPS estimate has remained unchanged over the last 30 days, indicating a collective reevaluation by analysts [1][2] - Changes in earnings projections are crucial for predicting investor reactions, with empirical studies showing a strong correlation between earnings estimate trends and short-term stock price movements [2] Key Metrics Projections - Analysts estimate a 'Net Interest Margin' of 4.3%, up from 4.2% a year ago [4] - The 'Efficiency Ratio' is projected at 43.0%, a significant improvement from 50.6% reported in the same quarter last year [4] - 'Total non-performing loans' are expected to be $103.04 million, compared to $64.10 million in the same quarter last year [4] Asset and Income Estimates - The 'Average balance - Total interest-earning assets' is projected to reach $20.23 billion, an increase from $19.39 billion a year ago [5] - Analysts expect 'Total non-performing assets' to be $146.55 million, up from $95.37 million in the same quarter last year [5] - 'Net Interest Income' is projected at $214.44 million, compared to $202.77 million in the same quarter last year [6] - 'Total Non-Interest Income' is expected to be $41.04 million, slightly down from $42.85 million a year ago [6] Market Performance - Home BancShares shares have decreased by 7.7% in the past month, contrasting with a 2.2% decline in the Zacks S&P 500 composite [7] - The company holds a Zacks Rank 3 (Hold), indicating expectations to mirror overall market performance in the near future [7]