Bank OZK(US:OZK) ZACKSยท2025-01-13 15:16Core Viewpoint - Analysts forecast a quarterly earnings per share (EPS) of $1.45 for Bank OZK, indicating a year-over-year decline of 3.3%, while revenues are expected to reach $408.04 million, reflecting a slight increase of 0.1% compared to the previous year [1]. Earnings Estimates - The consensus EPS estimate has remained unchanged over the last 30 days, indicating a collective reevaluation by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical research shows a strong correlation between earnings estimate revisions and short-term stock performance [3]. Key Financial Metrics - Analysts project the 'Efficiency Ratio' to be 35.2%, slightly down from 35.3% a year ago [5]. - 'Total Average Interest-Earning Assets' are expected to reach $34.87 billion, up from $30.74 billion in the same quarter last year [5]. - 'Total Non-Interest Income' is forecasted at $30.22 million, down from $37.03 million in the same quarter last year [6]. - 'Net Interest Income (FTE)' is anticipated to be $381.88 million, compared to $373.47 million reported in the same quarter last year [6]. - 'Net Interest Income' is expected to be $377.64 million, an increase from $370.55 million a year ago [7]. - 'BOLI income - Increase in cash surrender value' is estimated at $5.85 million, up from $5.40 million last year [7]. - 'Gains (losses) on sales of other assets' are expected to be $1.18 million, down from $3.29 million in the same quarter last year [8]. - 'Loan service, maintenance and other fees' are projected to reach $6.46 million, slightly down from $6.76 million a year ago [8]. Stock Performance - Bank OZK shares have decreased by 10.9% over the past month, compared to a 2.2% decline in the Zacks S&P 500 composite [8].