Webster Financial (WBS) ZACKS·2025-01-14 15:16Core Insights - Analysts project Webster Financial (WBS) will report quarterly earnings of 685.95 million, an increase of 8.1% from the same quarter last year [1] Earnings Projections - The consensus EPS estimate for the quarter has remained unchanged over the past 30 days, indicating a reassessment of initial projections by covering analysts [1][2] - Revisions to earnings projections are critical for predicting investor behavior regarding the stock [2] Key Financial Metrics - Analysts estimate 'Net Interest Margin' will be 3.3%, down from 3.4% in the same quarter last year [4] - The 'Efficiency Ratio' is projected to be 48.1%, compared to 43% a year ago [4] - 'Average balance - Total interest-earning assets' is expected to reach 66.57 billion year over year [4] Nonperforming Loans and Non-Interest Income - 'Total nonperforming loans and leases' are projected at 209.54 million from the previous year [5] - 'Total Non-Interest Income' is expected to be 63.82 million in the same quarter last year [5] Net Interest Income and Related Fees - 'Net Interest Income' is estimated at 571.02 million year over year [6] - 'Loan and lease related fees' are expected to be 21.36 million in the same quarter last year [7] - 'Deposit service fees' are projected at 37.46 million a year ago [7] Additional Income Metrics - 'Increase in cash surrender value of life insurance policies' is estimated at 6.59 million year over year [8] - 'Non-interest income - Other income' is expected to be 6.46 million last year [8] - 'Tax-equivalent Net Interest Income' is projected at 588.85 million from the previous year [8] Stock Performance - Shares of Webster Financial have decreased by 7.1% over the past month, while the Zacks S&P 500 composite has moved down by 3.5% [9] - With a Zacks Rank 3 (Hold), WBS is expected to reflect the overall market performance in the near future [9]