Exploring Analyst Estimates for State Street (STT) Q4 Earnings, Beyond Revenue and EPS

Core Viewpoint - Analysts project that State Street Corporation (STT) will report quarterly earnings of $2.42 per share, an 18.6% increase year over year, with revenues expected to reach $3.31 billion, an 8.7% increase from the same quarter last year [1]. Earnings Projections - The consensus EPS estimate for the quarter has been adjusted upward by 2.4% over the past 30 days, indicating a reassessment by covering analysts [2]. - Revisions to earnings projections are critical for predicting investor behavior and are strongly linked to short-term stock price performance [3]. Key Financial Metrics - Analysts expect the 'Basel III Advanced Approaches - Tier 1 Leverage Ratio' to be 5.3%, down from 5.5% in the same quarter last year [5]. - The 'Average balance - Total interest-earning assets' is projected to be $265.70 billion, up from $232.23 billion year over year [5]. - The 'Basel III Standardized Approach - Tier 1 capital ratio' is estimated at 13.4%, unchanged from the previous year [6]. - 'Assets under Management (AUM)' are expected to reach $4,785.94 billion, compared to $4,128 billion a year ago [6]. - The 'Basel III Standardized Approach - Total capital ratio' is forecasted at 14.4%, down from 15.2% in the same quarter last year [7]. - 'Assets under Custody and/or Administration (AUC/A)' are projected to be $40,312.27 billion, compared to $41,810 billion last year [7]. Revenue Estimates - 'Net Interest Income' is expected to be $734.49 million, up from $678 million year over year [8]. - 'Total fee revenue' is projected at $2.58 billion, compared to $2.37 billion in the same quarter last year [8]. - 'Net Interest Income - fully taxable-equivalent basis' is estimated at $735.50 million, compared to $679 million last year [9]. - 'Software and processing fees' are expected to reach $234.64 million, slightly down from $237 million year over year [9]. - 'Other fee revenue' is projected at $50.98 million, up from $33 million last year [10]. - 'Management fees' are expected to be $530.90 million, compared to $479 million in the same quarter last year [10]. Market Performance - Shares of State Street have decreased by 6.3% over the past month, compared to a 3.5% decline in the Zacks S&P 500 composite [11].