Curious about Community Financial (CBU) Q4 Performance? Explore Wall Street Estimates for Key Metrics

Core Insights - Analysts project Community Financial System (CBU) to announce quarterly earnings of $0.90 per share, an increase of 18.4% year over year, with revenues expected to reach $193.45 million, up 8.7% from the same quarter last year [1] Earnings Estimates - There has been no revision in the consensus EPS estimate for the quarter over the last 30 days, indicating analysts' stable outlook [2] - Changes in earnings projections are crucial for predicting investor reactions, with empirical studies showing a strong correlation between earnings estimate trends and short-term stock price movements [3] Key Financial Metrics - Analysts expect the Efficiency ratio (GAAP) to be 64.5%, down from 69.7% in the same quarter last year [5] - The estimated Net Interest Margin is projected at 3.1%, unchanged from the year-ago figure [5] - Average Balances - Total interest-earning assets are expected to reach $14.94 billion, up from $14.22 billion in the same quarter last year [6] - Total Non-Interest Income is projected to be $76.20 million, compared to $67.77 million in the same quarter last year [6] - Deposit service and other banking fees are expected to reach $19.47 million, up from $18 million a year ago [7] - Fully tax-equivalent net interest income is forecasted at $118.16 million, compared to $110.23 million in the previous year [7] - Employee benefit services are projected to reach $33.59 million, up from $30.02 million last year [7] Stock Performance - Over the past month, Community Financial shares have recorded a return of -5.6%, compared to the Zacks S&P 500 composite's -3.3% change, indicating a performance that aligns with the overall market [8]