FB Financial (FBK) ZACKS·2025-01-15 15:20Core Viewpoint - FB Financial (FBK) is expected to report quarterly earnings of 130.52 million, a 12.1% increase compared to the previous year [1] Earnings Estimates and Revisions - Changes in earnings estimates are crucial for predicting investor reactions to stock performance, with empirical studies showing a strong correlation between earnings estimate revisions and short-term stock price performance [2] Analyst Forecasts - Analysts' forecasts for FB Financial metrics provide valuable insights into the company's performance, with a focus on key metrics routinely monitored by Wall Street [3] Efficiency and Margin Metrics - The 'Efficiency Ratio' is projected to be 59.0%, down from 68.9% in the same quarter last year [4] - The 'Net Interest Margin' is expected to be 3.6%, slightly up from 3.5% in the same quarter last year [4] Asset and Income Estimates - 'Average Earning Assets' are estimated at 11.70 billion in the same quarter last year [5] - 'Mortgage banking income' is projected to reach 8.38 million a year ago [5] Noninterest and Interest Income - 'Total Noninterest income' is forecasted to be 15.34 million in the same quarter last year [6] - 'Net interest income (tax-equivalent basis)' is expected to reach 101.92 million a year ago [6] - The consensus for 'Net Interest Income' is 101.09 million in the previous year [6] Investment Services Income - 'Investment services and trust income' is predicted to be 3.09 million in the same quarter last year [7] Stock Performance - Over the past month, FB Financial shares have declined by 6.2%, while the Zacks S&P 500 composite has decreased by 3.3% [7]