Curious about Hancock Whitney (HWC) Q4 Performance? Explore Wall Street Estimates for Key Metrics

Core Viewpoint - Hancock Whitney (HWC) is expected to report quarterly earnings of $1.28 per share, a 1.6% increase year-over-year, with revenues projected at $361.32 million, reflecting a 17.2% year-over-year growth [1]. Earnings Estimates - Over the past 30 days, the consensus EPS estimate has been adjusted downward by 0.2%, indicating a reassessment by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate revisions and short-term stock performance [3]. Key Financial Metrics - Analysts project the 'Net interest margin (TE)' to reach 3.4%, up from 3.3% in the same quarter last year [5]. - The 'Efficiency Ratio' is expected to be 56.6%, compared to 55.6% a year ago [5]. - 'Average Balance - Total interest earning assets' is estimated at $32.20 billion, down from $33.13 billion in the same quarter last year [6]. - 'Total nonperforming loans' are projected at $87.27 million, up from $59.04 million a year ago [6]. - 'Total nonperforming assets' are expected to reach $115.96 million, compared to $62.66 million last year [7]. - The consensus for 'Total Noninterest Income' stands at $88.49 million, significantly higher than $38.95 million a year ago [7]. - 'Net interest income (TE)' is estimated at $276.29 million, compared to $272.29 million in the same quarter last year [8]. - 'Net Interest Income' is projected at $273.08 million, up from $269.46 million a year ago [8]. Fee Projections - 'Bank card and ATM fees' are expected to reach $20.75 million, slightly up from $20.71 million last year [9]. - 'Investment and annuity fees and insurance commissions' are projected at $9.94 million, down from $11.09 million a year ago [9]. - 'Other income' is expected to be $15.30 million, significantly lower than $31.97 million last year [9]. - 'Service charges on deposit accounts' are forecasted to reach $22.50 million, compared to $21.64 million last year [10]. Stock Performance - Over the past month, shares of Hancock Whitney have returned +1.2%, while the Zacks S&P 500 composite has changed by -3.3% [10].