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Community Trust Bancorp (CTBI) Q4 Earnings and Revenues Surpass Estimates
CTBICommunity Trust Bank(CTBI) ZACKS·2025-01-15 15:46

Group 1: Earnings Performance - Community Trust Bancorp (CTBI) reported quarterly earnings of 1.25pershare,exceedingtheZacksConsensusEstimateof1.25 per share, exceeding the Zacks Consensus Estimate of 1.20 per share, and up from 1.04pershareayearago[1]−Theearningssurpriseforthisquarterwas4.171.04 per share a year ago [1] - The earnings surprise for this quarter was 4.17%, following a previous quarter where the company also exceeded expectations with earnings of 1.23 per share against an estimate of 1.15pershare,resultinginasurpriseof6.961.15 per share, resulting in a surprise of 6.96% [2] - Over the last four quarters, the company has consistently surpassed consensus EPS estimates [2] Group 2: Revenue Performance - The company posted revenues of 65.96 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 3.06%, compared to revenues of 57millioninthesamequarterlastyear[3]−CommunityTrustBancorphasalsotoppedconsensusrevenueestimatesineachofthelastfourquarters[3]Group3:FutureOutlook−Thesustainabilityofthestock′spricemovementwilldependonmanagement′scommentaryduringtheearningscall[4]−ThecurrentconsensusEPSestimatefortheupcomingquarteris57 million in the same quarter last year [3] - Community Trust Bancorp has also topped consensus revenue estimates in each of the last four quarters [3] Group 3: Future Outlook - The sustainability of the stock's price movement will depend on management's commentary during the earnings call [4] - The current consensus EPS estimate for the upcoming quarter is 1.14 on revenues of 63million,andforthecurrentfiscalyear,itis63 million, and for the current fiscal year, it is 4.89 on revenues of 263million[8]−TheestimaterevisionstrendforCommunityTrustBancorpiscurrentlymixed,resultinginaZacksRank3(Hold),indicatingexpectedperformanceinlinewiththemarket[7]Group4:IndustryContext−TheBanks−Southeastindustry,towhichCommunityTrustBancorpbelongs,iscurrentlyrankedinthetop31263 million [8] - The estimate revisions trend for Community Trust Bancorp is currently mixed, resulting in a Zacks Rank 3 (Hold), indicating expected performance in line with the market [7] Group 4: Industry Context - The Banks - Southeast industry, to which Community Trust Bancorp belongs, is currently ranked in the top 31% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [9] - Capital City Bank (CCBG), another company in the same industry, is expected to report quarterly earnings of 0.70 per share, with revenues projected to be $59.1 million, reflecting a 4.9% increase from the previous year [10]