Cathay (CATY) Q4 Earnings on the Horizon: Analysts' Insights on Key Performance Measures

Core Viewpoint - Analysts expect Cathay General (CATY) to report quarterly earnings of $1.11 per share, reflecting an 11.2% year-over-year decline, with revenues projected at $185 million, down 9.9% from the previous year [1] Earnings Estimates - The consensus EPS estimate has been revised downward by 3.1% in the past 30 days, indicating a reassessment by covering analysts [1][2] Key Metrics - Analysts project the 'Efficiency Ratio' to reach 44.7%, a decrease from 53.8% reported in the same quarter last year [4] - The 'Net Interest Margin' is expected to be 3.0%, down from 3.3% in the previous year [4] - The 'Average balance - Total interest-earning assets' is estimated at $22.18 billion, slightly up from $22.07 billion reported last year [5] - 'Net interest income before provision for loan losses' is projected at $169.32 million, compared to $182.14 million a year ago [5] - 'Total Non-Interest Income' is estimated at $14.50 million, down from $23.10 million in the previous year [6] Stock Performance - Over the past month, shares of Cathay have returned +2%, while the Zacks S&P 500 composite has declined by -2.1% [6] - Currently, CATY holds a Zacks Rank 3 (Hold), suggesting performance may align with the overall market in the near future [6]