East West Bancorp(EWBC) ZACKS·2025-01-17 15:20Core Viewpoint - East West Bancorp (EWBC) is expected to report quarterly earnings of 654.31 million, reflecting a slight decrease of 0.1% compared to the previous year [1]. Earnings Estimates - The consensus EPS estimate has been revised 0.3% higher in the last 30 days, indicating a collective reevaluation by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical research shows a strong correlation between earnings estimate revisions and short-term stock performance [3]. Key Financial Metrics - Analysts predict a 'Net interest margin' of 3.2%, down from 3.5% in the same quarter last year [5]. - The 'Average Balance - Total interest-earning assets' is expected to reach 65.51 billion year-over-year [5]. - The estimated 'Efficiency ratio' is 35.5%, significantly improved from 44.4% a year ago [5]. - The 'Leverage ratio' is projected at 10.6%, compared to 10.2% last year [6]. - The 'Total capital ratio' is expected to be 15.4%, up from 14.8% year-over-year [6]. - The 'Adjusted efficiency ratio' is estimated at 33.4%, slightly up from 33.1% in the same quarter last year [6]. - The 'Tier 1 capital ratio' is anticipated to reach 14.1%, compared to 13.3% last year [7]. - 'Total nonaccrual loans' are expected to be 102.87 million year-over-year [7]. - 'Total nonperforming assets' are projected at 114.02 million last year [8]. - 'Total Noninterest Income' is expected to be 79.90 million year-over-year [8]. - 'Net Interest Income' is projected at 574.83 million last year [8]. - 'Deposit account fees' are expected to reach 23 million in the same quarter last year [9]. Stock Performance - Shares of East West Bancorp have increased by 4.9% over the past month, contrasting with a -2.1% change in the Zacks S&P 500 composite [9]. - The company holds a Zacks Rank 3 (Hold), indicating it is expected to perform in line with the overall market in the near future [10].