Ahead of Eastern Bankshares (EBC) Q4 Earnings: Get Ready With Wall Street Estimates for Key Metrics

Group 1: Earnings and Revenue Estimates - Eastern Bankshares, Inc. (EBC) is expected to report quarterly earnings of $0.30 per share, reflecting a 200% increase year over year [1] - Analysts forecast revenues of $210.25 million, indicating a 31.4% year-over-year growth [1] - The consensus EPS estimate has remained unchanged over the past 30 days, suggesting analysts' reassessment of projections [1][2] Group 2: Key Financial Metrics - Analysts predict an 'Efficiency ratio (Gaap)' of 62.0%, down from 75.6% in the same quarter last year [4] - 'Total interest-earning assets-Average' is expected to reach $23.58 billion, compared to $20.35 billion in the same quarter last year [4] - Estimated 'Net Interest Income' is projected at $177.24 million, up from $133.31 million in the same quarter last year [5] - 'Total Noninterest Income' is forecasted at $33.71 million, compared to $26.74 million a year ago [5] - 'Trust and investment advisory fees' are expected to be $12.88 million, up from $6.13 million in the same quarter last year [6] - 'Service charges on deposit accounts' are projected at $10.47 million, compared to $7.51 million a year ago [6] - 'Net Interest Income (FTE)' is estimated to reach $180.92 million, compared to $137.79 million in the same quarter last year [7] Group 3: Stock Performance - Shares of Eastern Bankshares have returned +4.2% over the past month, while the Zacks S&P 500 composite has decreased by -2.1% [8] - EBC holds a Zacks Rank 3 (Hold), indicating expected performance in line with the overall market [8]