Live Oak Bancshares (LOB) Q4 Earnings on the Horizon: Analysts' Insights on Key Performance Measures

Group 1 - Analysts project Live Oak Bancshares (LOB) will announce quarterly earnings of $0.49 per share, a 36.1% increase year over year [1] - Revenues are expected to reach $125.9 million, reflecting a 5.2% increase from the same quarter last year [1] - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analysts' assessments [1][2] Group 2 - Analysts estimate 'Net Interest Margin' at 3.2%, down from 3.3% a year ago [4] - The average prediction for 'Average Balance - Total interest-earning assets' is $12.13 billion, compared to $10.69 billion a year prior [4] - The 'Efficiency Ratio' is expected to reach 67.5%, significantly improved from 77.9% a year ago [4] Group 3 - 'Total noninterest income' is projected to be $29.22 million, down from $30.11 million in the same quarter last year [5] - 'Net Interest Income' is expected to reach $96.72 million, an increase from $89.58 million reported in the same quarter last year [5] Group 4 - Live Oak Bancshares shares have increased by 3.8% in the past month, contrasting with the Zacks S&P 500 composite's decline of 0.4% [6] - The company holds a Zacks Rank 4 (Sell), indicating expectations of underperformance relative to the overall market [6]