Pacific Premier Bancorp (PPBI) Q4 Earnings on the Horizon: Analysts' Insights on Key Performance Measures

Core Insights - Analysts project that Pacific Premier Bancorp (PPBI) will report quarterly earnings of $0.32 per share, reflecting a year-over-year decline of 37.3$143.43 million, marking a significant increase of 264.1% compared to the same quarter last year [1] Earnings Estimates - There has been no revision in the consensus EPS estimate for the quarter over the past 30 days, indicating a stable outlook from analysts [2] - Revisions to earnings estimates are crucial indicators for predicting investor actions regarding the stock [3] Key Metrics - The consensus estimate for 'Net interest margin' is projected at 3.1%, down from 3.3% a year ago [5] - Analysts expect the 'Efficiency Ratio' to be 70.4%, an increase from 60.1% reported in the same quarter last year [5] - The estimate for 'Average Interest-Earning Assets' stands at $16.15 billion, down from$17.74 billion in the same quarter of the previous year [5] Non-Performing Assets - 'Total NonPerforming Assets' are expected to be $43.55 million, up from$25.07 million in the same quarter last year [6] - The estimate for 'Total NonPerforming Loan' is also $43.55 million, compared to$24.82 million a year ago [6] Net Interest Income - The estimated 'Net interest income before provision for loan losses' is $124.30 million, down from$146.79 million a year ago [7] Stock Performance - Over the past month, shares of Pacific Premier Bancorp have returned -2%, compared to a -0.4% change in the Zacks S&P 500 composite [7] - Currently, PPBI holds a Zacks Rank 3 (Hold), suggesting its performance may align with the overall market in the near future [7]