Countdown to Customers Bancorp (CUBI) Q4 Earnings: Wall Street Forecasts for Key Metrics

Core Viewpoint - Analysts project that Customers Bancorp (CUBI) will report quarterly earnings of $1.24 per share, reflecting a year-over-year decline of 34.7%, with revenues expected to be $183.48 million, down 4% from the same quarter last year [1] Earnings Estimates - There has been no revision in the consensus EPS estimate for the quarter over the last 30 days, indicating analysts' collective reassessment of their initial forecasts [1][2] - Revisions to earnings estimates are crucial indicators for predicting investor actions regarding the stock, with empirical research showing a strong correlation between earnings estimate trends and short-term stock price performance [2] Key Metrics Forecast - Analysts estimate the 'Efficiency Ratio' to be 57.9%, up from 49.1% a year ago [4] - 'Net Interest Margin' is projected to reach 3.1%, compared to 3.3% in the previous year [4] - 'Average Interest-Earning Assets' are expected to be $21.00 billion, an increase from $20.80 billion reported in the same quarter last year [4] Income Projections - 'Total Non-Interest Income' is forecasted to be $22.09 million, up from $18.67 million a year ago [5] - 'Net interest income tax equivalent' is expected to reach $161.28 million, down from $172.90 million in the same quarter of the previous year [5] - 'Net Interest Income' is projected at $162.21 million, compared to $172.51 million a year ago [6] - 'Commercial lease income' is expected to be $10.10 million, up from $9.04 million last year [6] - 'Loan fees' are projected to reach $6.47 million, compared to $5.93 million in the same quarter last year [6] Stock Performance - Shares of Customers Bancorp have increased by 4.8% over the past month, contrasting with a -0.4% change in the Zacks S&P 500 composite [7] - With a Zacks Rank 4 (Sell), CUBI is anticipated to underperform the overall market in the near future [7]