Curious about Byline Bancorp (BY) Q4 Performance? Explore Wall Street Estimates for Key Metrics

Core Viewpoint - Byline Bancorp (BY) is expected to report a quarterly earnings per share (EPS) of $0.60, reflecting a year-over-year decline of 17.8%, with revenues projected at $100.1 million, a decrease of 0.7% compared to the previous year [1] Earnings Estimates - Revisions to earnings estimates are crucial indicators for predicting investor actions regarding the stock, with empirical research showing a strong correlation between earnings estimate trends and short-term stock performance [2] Analyst Forecasts - Analysts predict a 'Net Interest Margin' of 3.9%, down from 4.1% a year ago [4] - The expected 'Efficiency Ratio' is 55.4%, compared to 51.6% in the same quarter last year [4] - 'Average Balance - Total interest-earning assets' is estimated to reach $8.85 billion, up from $8.39 billion a year ago [4] Income Estimates - Total Non-Interest Income is estimated at $14.25 million, slightly down from $14.50 million a year ago [5] - Net Interest Income is projected to be $86.07 million, compared to $86.29 million in the previous year [5] - 'Net gains on sales of loans' are expected to be $5.64 million, up from $5.48 million in the same quarter last year [6] Stock Performance - Byline Bancorp shares have decreased by 2.4% over the past month, while the Zacks S&P 500 composite has seen a decline of 0.4% [7] - With a Zacks Rank 2 (Buy), Byline Bancorp is expected to outperform the overall market in the near term [7]