Seeking Clues to QCR Holdings (QCRH) Q4 Earnings? A Peek Into Wall Street Projections for Key Metrics

Core Viewpoint - QCR Holdings (QCRH) is expected to report a decline in quarterly earnings and revenues compared to the previous year, indicating potential challenges in financial performance [1]. Earnings Estimates - Wall Street analysts predict QCRH will post quarterly earnings of $1.73 per share, a decrease of 12.2% year-over-year [1]. - The consensus EPS estimate has been adjusted downward by 0.6% over the past 30 days, reflecting a reassessment of projections by analysts [2]. Revenue Projections - Revenues for QCRH are forecasted to be $89.7 million, representing a year-over-year decrease of 13.3% [1]. - Analysts expect 'Total noninterest income' to reach $28.73 million, down from $47.73 million reported in the same quarter last year [5]. Key Financial Metrics - The estimated 'Efficiency Ratio (Non-GAAP)' is projected at 51.8%, improving from 58.9% a year ago [4]. - 'Average Balance - Total earning assets' is expected to be $8.27 billion, up from $7.63 billion in the same quarter last year [5]. - 'Net Interest Income' is forecasted at $61.14 million, compared to $55.74 million a year ago [6]. - 'Net interest income - tax equivalent (non-GAAP)' is estimated to reach $71.34 million, up from $63.69 million in the previous year [6]. Stock Performance - QCR Holdings shares have shown a return of -1.1% over the past month, compared to a -0.4% change in the Zacks S&P 500 composite [7]. - The company holds a Zacks Rank 3 (Hold), suggesting it is expected to perform in line with the overall market in the near future [7].