American Express(US:AXP) ZACKSยท2025-01-20 15:21Core Insights - American Express (AXP) is expected to report quarterly earnings of $3.03 per share, reflecting a year-over-year increase of 15.7% [1] - Revenues are projected to be $17.19 billion, up 8.8% from the same quarter last year [1] - Analysts have revised their consensus EPS estimate upward by 1% over the past 30 days, indicating a positive reassessment of the company's performance [1] Earnings Estimates - The consensus estimate for 'Total Card Member loans' is $140.03 billion, compared to $126 billion in the same quarter last year [6] - Analysts forecast 'Commercial Services - Card Member Loans - Total loans' to reach $30.48 billion, up from $25.8 billion year-over-year [4] - 'U.S. Consumer Services - Card Member loans - Total loans' is estimated at $91.00 billion, compared to $83.2 billion last year [4] Key Metrics Projections - 'International Card Services - Card Member loans - consumer and small business - Total loans' is expected to be $18.56 billion, up from $17 billion year-over-year [5] - The average prediction for 'Average Card Member loans' is $136.84 billion, compared to $121.8 billion last year [5] - 'Card billed business (Network volumes)' is projected to reach $458.67 billion, an increase from $434.4 billion in the previous year [6] Revenue and Income Estimates - 'Total non-interest revenues' are expected to be $13.07 billion, compared to $12.20 billion last year [7] - 'Net Interest Income' is projected at $4.12 billion, up from $3.60 billion in the same quarter last year [7] - 'Discount revenue' is estimated to be $9.11 billion, compared to $8.58 billion last year [7] Additional Financial Metrics - 'Net card fees' are expected to reach $2.26 billion, up from $1.91 billion year-over-year [8] - 'Processed revenue' is projected at $417.38 million, slightly up from $414 million in the same quarter last year [8] - American Express shares have increased by 4.7% in the past month, contrasting with the S&P 500 composite's decline of 0.4% [9]