PNC Financial Positioned For Strong Loan Expansion And Yield Curve Benefits, Analyst Predicts Net Interest Income Growth Through 2026

Group 1 - The core viewpoint of the article highlights PNC Financial Services Group's strong fourth-quarter performance, with a revenue increase of 4% year-over-year to $5.57 billion, surpassing the consensus estimate of$5.50 billion, driven by higher net interest income and noninterest income [1] - The analyst notes potential upside in net interest income due to anticipated loan growth and a steepening yield curve, which could enhance fixed asset repricing and support NII growth through 2026 [2] - The company is building capital effectively, with a CET1 ratio of 10.5%, significantly above the regulatory minimum of 7.0%, leading to expectations of increased share buybacks starting at $200 million in Q4 2024 [3] Group 2 - The analyst has slightly reduced the 2026 earnings per share estimates by 1$15.05 for 2025 and $17.09 for 2026, while introducing a 2027 EPS estimate of$18.76 [4] - PNC shares experienced a minor decline of 0.33%, trading at $197.87 [4]