Nicolet Bankshares (NIC) Q4 Earnings and Revenues Beat Estimates

Core Viewpoint - Nicolet Bankshares reported quarterly earnings of $2.17 per share, exceeding the Zacks Consensus Estimate of $1.98 per share, and showing an increase from $1.85 per share a year ago, representing an earnings surprise of 9.60% [1][2] Financial Performance - The company posted revenues of $92.41 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 3.25%, compared to $89.2 million in the same quarter last year [2] - Over the last four quarters, Nicolet Bankshares has exceeded consensus EPS estimates three times and topped consensus revenue estimates four times [2] Stock Performance and Outlook - Since the beginning of the year, Nicolet Bankshares shares have increased by approximately 1.8%, while the S&P 500 has gained 2% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] Estimate Revisions - The trend for estimate revisions ahead of the earnings release was unfavorable, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [6] - The current consensus EPS estimate for the upcoming quarter is $1.85 on revenues of $87.4 million, and for the current fiscal year, it is $7.83 on revenues of $359.7 million [7] Industry Context - The Zacks Industry Rank for Banks - Northeast is currently in the top 25% of over 250 Zacks industries, suggesting that the industry outlook can significantly impact stock performance [8]