Group 1 - FS Bancorp reported quarterly earnings of 0.92pershare,missingtheZacksConsensusEstimateof1.04 per share, and down from 1.23pershareayearago,representinganearningssurpriseof−11.5435.72 million for the quarter, missing the Zacks Consensus Estimate by 3.32%, and down from 35.91millionyear−over−year[2]−FSBancorphassurpassedconsensusEPSestimatesthreetimesoverthelastfourquarters,indicatingsomevolatilityinearningsperformance[2]Group2−Thestockhasunderperformedthemarket,losingabout0.81.02 on revenues of 37million,andforthecurrentfiscalyear,itis4.45 on revenues of $154.1 million [7] - The Zacks Industry Rank for Banks - West is in the top 28% of over 250 Zacks industries, suggesting a favorable outlook for the industry [8]