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SmarFinancial (SMBK) Q4 Earnings and Revenues Beat Estimates
SMBKSmartFinancial(SMBK) ZACKS·2025-01-22 00:10

Core Viewpoint - SmarFinancial (SMBK) reported quarterly earnings of 0.57pershare,exceedingtheZacksConsensusEstimateof0.57 per share, exceeding the Zacks Consensus Estimate of 0.54 per share, and showing an increase from 0.41pershareayearago,indicatingapositiveearningssurpriseof5.560.41 per share a year ago, indicating a positive earnings surprise of 5.56% [1][2] Financial Performance - The company achieved revenues of 46.81 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 3.93% and up from 39.1millionyear−over−year[2]−Overthelastfourquarters,SmarFinancialhasconsistentlyexceededconsensusEPSestimatesandrevenueestimates[2]StockPerformanceandOutlook−SmarFinancialshareshaveincreasedapproximately1.939.1 million year-over-year [2] - Over the last four quarters, SmarFinancial has consistently exceeded consensus EPS estimates and revenue estimates [2] Stock Performance and Outlook - SmarFinancial shares have increased approximately 1.9% since the beginning of the year, compared to a 2% gain in the S&P 500 [3] - The company's earnings outlook is crucial for assessing future stock performance, with current consensus EPS estimates at 0.55 for the upcoming quarter and $2.40 for the current fiscal year [4][7] Industry Context - The Banks - Northeast industry, to which SmarFinancial belongs, is currently ranked in the top 25% of over 250 Zacks industries, suggesting a favorable environment for performance [8] - The performance of SmarFinancial's stock may also be influenced by the overall industry outlook and trends in earnings estimate revisions [5][8]