ServisFirst (SFBS) Q4 Earnings Preview: What You Should Know Beyond the Headline Estimates

Core Viewpoint - Wall Street analysts forecast a strong quarterly performance for ServisFirst Bancshares, with expected earnings per share (EPS) of $1.10, reflecting a year-over-year increase of 20.9%, and revenues projected at $126.47 million, up 16% from the previous year [1]. Financial Projections - The consensus EPS estimate has remained stable over the last 30 days, indicating that analysts have not revised their initial earnings projections during this period [2]. - Analysts emphasize the importance of earnings estimate revisions as a predictor of investor behavior and stock price performance [3]. Key Metrics - The 'Efficiency Ratio' is projected to improve to 36.0%, significantly down from 55.2% in the same quarter last year [4]. - The 'Average Balance - Interest-earning Assets' is estimated to reach $16.27 billion, compared to $15.68 billion a year ago [5]. - 'Net Interest Income' is expected to be $118.18 million, an increase from $101.69 million reported in the same quarter last year [5]. - The estimated 'Total Non-interest Income' is projected at $8.29 million, up from $7.38 million a year ago [6]. Stock Performance - ServisFirst shares have increased by 3.7% over the past month, outperforming the Zacks S&P 500 composite, which rose by 2.1% [7].