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First Community (FCCO) Reports Q4 Earnings: What Key Metrics Have to Say
FCCOFirst munity (FCCO) ZACKS·2025-01-22 16:31

Core Insights - First Community (FCCO) reported revenue of 17.47millionforthequarterendedDecember2024,reflectingayear−over−yearincreaseof14.717.47 million for the quarter ended December 2024, reflecting a year-over-year increase of 14.7% and a surprise of +2.16% over the Zacks Consensus Estimate of 17.1 million [1] - Earnings per share (EPS) for the quarter was 0.55,comparedto0.55, compared to 0.43 in the same quarter last year, resulting in an EPS surprise of +10.00% against the consensus estimate of 0.50[1]FinancialPerformanceMetrics−Thenetinterestmargin(taxableequivalent)wasreportedat30.50 [1] Financial Performance Metrics - The net interest margin (taxable equivalent) was reported at 3%, aligning with the average estimate from two analysts [4] - The efficiency ratio stood at 66.7%, better than the average estimate of 69.5% based on two analysts [4] - Total non-interest income reached 3.61 million, exceeding the average estimate of $3.52 million from two analysts [4] Stock Performance - Over the past month, shares of First Community have returned -0.9%, while the Zacks S&P 500 composite has increased by +2.1% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]