Cathay General Bancorp-Compared to Estimates, Cathay (CATY) Q4 Earnings: A Look at Key Metrics

Group 1 - Cathay General (CATY) reported revenue of $186.49 million for Q4 2024, a year-over-year decline of 9.1%, with EPS of$ 1.12 compared to $1.25 a year ago [1] - The reported revenue exceeded the Zacks Consensus Estimate of$ 185 million, resulting in a surprise of +0.80%, while the EPS surprise was +0.90% against a consensus estimate of $1.11 [1] - The stock has returned +1.3% over the past month, underperforming the Zacks S&P 500 composite's +2.1% change, and currently holds a Zacks Rank 3 (Hold) [3] Group 2 - Efficiency Ratio was reported at 45.7%, higher than the estimated 44.7% by two analysts [4] - Net Interest Margin stood at 3.1%, exceeding the two-analyst average estimate of 3% [4] - Total Non-Interest Income was$ 15.47 million, surpassing the average estimate of $14.50 million by two analysts [4]