Old Republic (ORI) Reports Q4 Earnings: What Key Metrics Have to Say

Financial Performance - Old Republic International (ORI) reported revenue of $2.16 billion for the quarter ended December 2024, reflecting an 11.1% increase year-over-year [1] - Earnings per share (EPS) were $0.90, up from $0.69 in the same quarter last year, indicating a significant improvement [1] - The reported revenue exceeded the Zacks Consensus Estimate of $2.11 billion by 2.03%, while the EPS surpassed the consensus estimate of $0.67 by 34.33% [1] Key Metrics - General Insurance Segment reported a loss ratio of 64.1%, better than the average estimate of 66.2% [4] - The expense ratio for the General Insurance Segment was 27.7%, compared to the estimated 28.2% [4] - Title Insurance Segment's combined ratio was 94.4%, significantly lower than the average estimate of 98% [4] Revenue Breakdown - General Insurance Segment net premiums earned were $1.24 billion, exceeding the average estimate of $1.22 billion, representing a 13.6% year-over-year increase [4] - General Insurance Segment net investment income was $142.50 million, slightly above the average estimate of $141.65 million, with a year-over-year change of 14.4% [4] - Title Insurance Segment operating revenue was $717.80 million, surpassing the average estimate of $687.37 million, reflecting an 8.7% increase year-over-year [4]