Group 1: Earnings Performance - SB Financial Group, Inc. reported quarterly earnings of 0.52pershare,exceedingtheZacksConsensusEstimateof0.41 per share, but down from 0.57pershareayearago,representinganearningssurpriseof26.8315.45 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 6.58%, compared to year-ago revenues of 15.12million[2]−Overthelastfourquarters,SBFinancialGrouphassurpassedconsensusEPSestimatesthreetimesandtoppedconsensusrevenueestimatesthreetimes[2]Group2:StockPerformanceandOutlook−SBFinancialGroupshareshavedeclinedapproximately1.90.32 on revenues of 14.7million,andforthecurrentfiscalyear,itis1.78 on revenues of $62.4 million [7] Group 3: Industry Context - The Zacks Industry Rank indicates that the Banks - Northeast sector is currently in the top 20% of over 250 Zacks industries, suggesting a favorable environment for stocks in this category [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors or through tools like the Zacks Rank [5][6]