ACNB (ACNB) Q4 Earnings Lag Estimates

Core Viewpoint - ACNB reported quarterly earnings of $0.77 per share, missing the Zacks Consensus Estimate of $0.84 per share, but showing an increase from $0.48 per share a year ago, resulting in an earnings surprise of -8.33% [1] Financial Performance - ACNB posted revenues of $26.92 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 1.18%, compared to year-ago revenues of $22.46 million [2] - Over the last four quarters, the company has exceeded consensus revenue estimates three times [2] Stock Performance - ACNB shares have declined approximately 3.2% since the beginning of the year, while the S&P 500 has gained 3.5% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.18 on revenues of $31.8 million, and for the current fiscal year, it is $3.22 on revenues of $147.5 million [7] - The trend of estimate revisions for ACNB is mixed, which may change following the recent earnings report [6] Industry Context - The Banks - Southwest industry, to which ACNB belongs, is currently ranked in the top 6% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8]