Core Insights - Business First (BFST) reported revenue of $77.59 million for the quarter ended December 2024, reflecting a year-over-year increase of 28.9% [1] - The earnings per share (EPS) remained stable at $0.66, matching the EPS from the same quarter last year [1] - The revenue exceeded the Zacks Consensus Estimate by 2.90%, while the EPS surpassed the consensus estimate by 43.48% [1] Financial Performance Metrics - Net Interest Margin was reported at 3.6%, slightly above the average estimate of 3.5% from two analysts [4] - The Efficiency Ratio was 63.9%, significantly better than the estimated 73.4% by two analysts [4] - Total other income (Non-Interest Income) reached $11.86 million, exceeding the average estimate of $11.23 million [4] - Net Interest Income was reported at $65.73 million, higher than the estimated $64.18 million [4] Stock Performance - Over the past month, shares of Business First have returned -1.9%, contrasting with the Zacks S&P 500 composite's increase of +2.7% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]
Compared to Estimates, Business First (BFST) Q4 Earnings: A Look at Key Metrics