Citizens Community Bancorp, Inc. (CZWI) Meets Q4 Earnings Estimates

Earnings Performance - Citizens Community Bancorp, Inc. reported quarterly earnings of $0.27 per share, matching the Zacks Consensus Estimate, but down from $0.38 per share a year ago [1] - The company had previously expected to post earnings of $0.27 per share but actually reported $0.32, resulting in an 18.52% surprise [1] - Over the last four quarters, the company has surpassed consensus EPS estimates three times [1] Revenue Analysis - The company posted revenues of $13.72 million for the quarter ended December 2024, missing the Zacks Consensus Estimate by 2.02%, compared to $14.23 million in the same quarter last year [2] - Citizens Community Bancorp has topped consensus revenue estimates two times over the last four quarters [2] Stock Performance and Outlook - Citizens Community Bancorp shares have declined approximately 1.8% since the beginning of the year, while the S&P 500 has gained 3.7% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] Estimate Revisions - The trend for estimate revisions for Citizens Community Bancorp is mixed, leading to a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] - The current consensus EPS estimate for the upcoming quarter is $0.24 on revenues of $14.1 million, and for the current fiscal year, it is $1.31 on revenues of $60.9 million [7] Industry Context - The Financial - Savings and Loan industry, to which Citizens Community Bancorp belongs, is currently in the top 11% of over 250 Zacks industries, suggesting a favorable outlook [8]