Analysts Estimate Merchants Bancorp (MBIN) to Report a Decline in Earnings: What to Look Out for

Summary of Merchants Bancorp Earnings Outlook Core Viewpoint - Wall Street anticipates a year-over-year decline in earnings for Merchants Bancorp despite an increase in revenues, with actual results being crucial for stock price movement [1][2]. Financial Expectations - The expected quarterly earnings per share (EPS) for Merchants Bancorp is $1.27, reflecting a year-over-year decrease of 19.6% [3]. - Revenues are projected to be $159.8 million, which is a slight increase of 0.6% compared to the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has been revised down by 8.16% over the last 30 days, indicating a reassessment by analysts [4]. - The Most Accurate Estimate for Merchants Bancorp is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +3.28% [10][11]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive reading indicates a potential earnings beat, particularly when combined with a strong Zacks Rank [8]. - However, Merchants Bancorp currently holds a Zacks Rank of 5, complicating the prediction of an earnings beat despite the positive Earnings ESP [11]. Historical Performance - In the last reported quarter, Merchants Bancorp was expected to post earnings of $1.42 per share but only achieved $1.17, resulting in a surprise of -17.61% [12]. - Over the past four quarters, the company has beaten consensus EPS estimates twice [13]. Conclusion - While the company does not appear to be a strong candidate for an earnings beat, investors should consider other factors before making investment decisions [16].