Home Bancorp(US:HBCP) ZACKS·2025-01-28 00:32Group 1 - Home Bancorp reported revenue of $35.22 million for the quarter ended December 2024, a year-over-year increase of 7.5% [1] - The EPS for the same period was $1.21, compared to $1.17 a year ago, indicating a positive growth trend [1] - The reported revenue exceeded the Zacks Consensus Estimate of $33.95 million by 3.73%, and the EPS also surpassed the consensus estimate of $1.14 by 6.14% [1] Group 2 - Key metrics for Home Bancorp include a Net Interest Margin of 3.8%, which is above the two-analyst average estimate of 3.7% [4] - The Efficiency Ratio was reported at 63.5%, better than the two-analyst average estimate of 65.7% [4] - Total Noninterest Income was $3.63 million, exceeding the two-analyst average estimate of $3.55 million, while Net Interest Income was $31.59 million compared to the $30.40 million average estimate [4] Group 3 - Home Bancorp's shares have returned +3.1% over the past month, outperforming the Zacks S&P 500 composite's +1.1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]