Enova International (ENVA) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

Enova International - Enova International (ENVA) is expected to report a year-over-year increase in earnings, with a projected EPS of $2.33, reflecting a +27.3% change, and revenues of $731.65 million, up 25.4% from the previous year [3][10] - The earnings report is scheduled for February 4, 2025, and the actual results will significantly influence the stock price depending on whether they meet or exceed expectations [2][3] - The consensus EPS estimate has remained unchanged over the last 30 days, indicating a stable outlook from covering analysts [4] Earnings Surprise Prediction - The Most Accurate Estimate for Enova is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -1.15%, suggesting a bearish sentiment among analysts [10][11] - Enova has a Zacks Rank of 4, which complicates the prediction of an earnings beat [11] - Historically, Enova has beaten consensus EPS estimates in the last four quarters, with a notable surprise of +6.52% in the last reported quarter [12][13] Industry Context - In the Zacks Financial - Consumer Loans industry, OneMain Holdings (OMF) is expected to post earnings of $1.12 per share, indicating a year-over-year decline of -19.4%, with revenues projected at $994.4 million, up 8.4% [17] - OneMain's consensus EPS estimate has been revised 3.5% lower in the last 30 days, but a higher Most Accurate Estimate gives it an Earnings ESP of 1.93%, suggesting a likely earnings beat [18]