Provident Financial (PFS) Q4 Earnings and Revenues Miss Estimates

Core Viewpoint - Provident Financial reported quarterly earnings of $0.37 per share, missing the Zacks Consensus Estimate of$0.50 per share, representing a -26% earnings surprise [1] - The company posted revenues of $205.91 million for the quarter, missing the Zacks Consensus Estimate by 1.76$114.76 million year-over-year [2] Financial Performance - Earnings per share (EPS) for the current quarter was $0.37, compared to$0.36 a year ago, indicating slight year-over-year growth [1] - Over the last four quarters, the company has surpassed consensus EPS estimates only once [2] - The company has topped consensus revenue estimates two times over the last four quarters [2] Market Performance - Provident Financial shares have increased approximately 1.5% since the beginning of the year, while the S&P 500 has gained 2.2% [3] - The stock is currently rated Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Future Outlook - Current consensus EPS estimate for the upcoming quarter is $0.51 on revenues of$213.6 million, and for the current fiscal year, it is $2.13 on revenues of$876.75 million [7] - The outlook for the Financial - Savings and Loan industry is positive, ranking in the top 11% of over 250 Zacks industries, suggesting potential for outperformance [8]