Trustmark (TRMK) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

Core Insights - Trustmark (TRMK) reported revenue of $199.39 million for Q4 2024, a 5% year-over-year increase, with an EPS of$ 0.92 compared to $0.61 a year ago, indicating strong financial performance [1] - The revenue exceeded the Zacks Consensus Estimate by 1.54%, while the EPS surprised by 10.84% over the consensus estimate [1] Financial Performance Metrics - Total nonperforming assets were reported at$ 86.03 million, above the average estimate of $81.30 million from two analysts [4] - The efficiency ratio stood at 61.8%, slightly better than the average estimate of 62.6% [4] - Net interest margin was reported at 3.8%, surpassing the average estimate of 3.7% [4] - Total nonaccrual loans held for investment (LHFI) were$ 80.11 million, compared to the estimated $76.86 million [4] - Net recoveries charge-offs to average loans were 0.1%, better than the average estimate of 0.2% [4] - Average balances of total earning assets were$ 16.75 billion, below the estimated $17.04 billion [4] - Net interest income (FTE) was$ 158.44 million, exceeding the average estimate of $157.11 million [4] - Total noninterest income reached$ 40.95 million, above the average estimate of $39.24 million [4] - Net interest income was reported at$ 155.85 million, higher than the average estimate of $153.86 million [4] Stock Performance - Trustmark shares returned +1.6% over the past month, outperforming the Zacks S&P 500 composite's +0.8% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]