Group 1: Earnings Performance - Capitol Federal Financial (CFFN) reported quarterly earnings of 0.12pershare,exceedingtheZacksConsensusEstimateof0.11 per share, and up from 0.10pershareayearago[1]−Theearningssurpriseforthisquarterwas9.090.09 per share against an expectation of 0.07,resultinginasurpriseof28.5746.92 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 1.74%, compared to year-ago revenues of 30.7million[3]−CapitolFederalhasalsotoppedconsensusrevenueestimatestwotimesoverthelastfourquarters[3]Group3:StockPerformanceandOutlook−CapitolFederalshareshavedeclinedapproximately3.40.11 on revenues of 47.33million,and0.45 on revenues of 191.46millionforthecurrentfiscalyear[8]−TheZacksIndustryRankforFinancial−SavingsandLoaniscurrentlyinthetop120.54 per share, reflecting a year-over-year change of +14.9% [10] - The expected revenues for Berkshire Hills Bancorp are $104.59 million, which is a decrease of 16.7% from the year-ago quarter [11]