Ameriprise (AMP) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Ameriprise Financial Services (AMP) reported a revenue of $4.46 billion for the quarter ended December 2024, marking an 11.8% year-over-year increase and an EPS of $9.36 compared to $7.75 a year ago, exceeding both revenue and EPS consensus estimates [1] Financial Performance - The reported revenue of $4.46 billion surpassed the Zacks Consensus Estimate of $4.45 billion by 0.27% [1] - The EPS of $9.36 exceeded the consensus estimate of $8.94 by 4.70% [1] Key Metrics - Total Assets Under Administration reached $317.16 million, slightly above the average estimate of $315.16 million [4] - Total Assets Under Management (AUM) for Asset Management was $644.91 million, below the estimated $676.75 million [4] - Total AUM was reported at $1.17 billion, compared to the average estimate of $1.21 billion [4] - Net investment income revenue was $892 million, slightly above the average estimate of $891.29 million, reflecting a 0.5% year-over-year increase [4] - Premiums, policy and contract charges revenue was $379 million, down 6.2% year-over-year and below the estimated $406.88 million [4] - Distribution fees revenue was $536 million, showing a 14.3% year-over-year increase, but below the average estimate of $541.42 million [4] - Other revenues amounted to $127 million, compared to the average estimate of $136.33 million, representing a 3.3% year-over-year increase [4] - Management and financial advice fees revenue was $2.72 billion, exceeding the estimate of $2.64 billion and reflecting an 18.9% year-over-year increase [4] - Retirement & Protection Solutions premiums, policy and contract charges revenue was $367 million, down 5.7% year-over-year and below the estimate of $394.30 million [4] - Retirement & Protection Solutions net investment income was $290 million, above the estimate of $285.96 million, with an 18.4% year-over-year increase [4] - Retirement & Protection Solutions distribution fees were $108 million, in line with the estimate of $108.17 million, showing an 8% year-over-year increase [4] Stock Performance - Ameriprise shares have returned 7.4% over the past month, outperforming the Zacks S&P 500 composite's 1.7% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]