FirstCash (FCFS) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

Core Insights - FirstCash Holdings reported revenue of $883.81 million for the quarter ended December 2024, reflecting a year-over-year increase of 3.7% [1] - The company's EPS was $2.12, up from $2.04 in the same quarter last year, indicating a positive trend in earnings [1] - Revenue fell short of the Zacks Consensus Estimate of $901.91 million, resulting in a surprise of -2.01%, while the EPS exceeded expectations by 4.95% [1] Revenue Breakdown - Leased merchandise income was reported at $177.44 million, which is a decrease of 6.6% year over year and below the average estimate of $188.44 million [4] - Pawn loan fees amounted to $189.98 million, showing a year-over-year increase of 6.6% and surpassing the average estimate of $183.64 million [4] - Retail merchandise sales were $413.67 million, falling short of the estimated $439.69 million [4] - Interest and fees on finance receivables reached $70.51 million, exceeding the average estimate of $61.58 million, with a significant year-over-year increase of 18.4% [4] Stock Performance - Over the past month, FirstCash shares have returned +8.1%, outperforming the Zacks S&P 500 composite's +1.2% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]