Enova(US:ENVA) ZACKS·2025-02-04 23:40Core Insights - Enova International (ENVA) reported quarterly earnings of $2.61 per share, exceeding the Zacks Consensus Estimate of $2.33 per share, and showing an increase from $1.83 per share a year ago, resulting in an earnings surprise of 12.02% [1] - The company posted revenues of $729.55 million for the quarter ended December 2024, which was slightly below the Zacks Consensus Estimate by 0.29%, but an increase from $583.59 million year-over-year [2] - Enova International's shares have increased by approximately 15.6% since the beginning of the year, outperforming the S&P 500's gain of 1.9% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $2.18, with expected revenues of $743.73 million, and for the current fiscal year, the EPS estimate is $10.78 on revenues of $3.16 billion [7] - The estimate revisions trend for Enova International is currently unfavorable, leading to a Zacks Rank 4 (Sell), indicating expected underperformance in the near future [6] Industry Context - The Financial - Consumer Loans industry, to which Enova International belongs, is currently ranked in the top 32% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - Another company in the same industry, Mr Cooper (COOP), is expected to report earnings of $2.58 per share, reflecting a year-over-year increase of 50.9%, with revenues projected at $585.9 million, up 45% from the previous year [9]