Here's What Key Metrics Tell Us About Voya (VOYA) Q4 Earnings

Core Insights - Voya Financial reported a revenue of $174 million for Q4 2024, marking a year-over-year decline of 26.3%, with an EPS of $1.50 compared to $1.97 a year ago [1] - The reported revenue exceeded the Zacks Consensus Estimate of $130.16 million by 33.69%, while the EPS surprised by 111.27% against the consensus estimate of $0.71 [1] Financial Performance Metrics - Total Assets Under Management (AUM) and Assets Under Administration (AUA) in Wealth Solutions were $612.21 billion, below the average estimate of $627.13 billion [4] - Client Assets in Wealth Solutions - Full Service were $208.45 billion, compared to the average estimate of $215 billion [4] - Client Assets in Wealth Solutions - Recordkeeping were $340.25 billion, below the estimated $347.88 billion [4] - Client Assets in Wealth Solutions - Defined Contribution Investment-only SV were $34.56 billion, slightly below the average estimate of $35.07 billion [4] - Fee income revenue was $543 million, compared to the average estimate of $577.07 million, representing an 11% year-over-year change [4] - Net investment income revenue was $521 million, slightly below the average estimate of $486.74 million, with a year-over-year change of -0.2% [4] - Premiums revenue was $790 million, close to the estimated $791.24 million, reflecting a 17.4% year-over-year increase [4] - Adjusted Operating Revenues for Investment Management totaled $271 million, exceeding the average estimate of $242.07 million, with an 18.9% year-over-year change [4] - Adjusted Operating Revenues for Investment Management - Fee income was $237 million, slightly above the average estimate of $235.77 million, with a 6.8% year-over-year increase [4] - Adjusted Operating Revenues for Corporate - Net investment income and net gains were $8 million, surpassing the average estimate of $5.50 million, reflecting a 14.3% year-over-year increase [4] - Adjusted Operating Revenues for Corporate - Total was $8 million, compared to the average estimate of $6.63 million, indicating an 11.1% year-over-year decline [4] Stock Performance - Voya's shares returned +0.5% over the past month, while the Zacks S&P 500 composite increased by +1% [3] - The stock currently holds a Zacks Rank 4 (Sell), suggesting potential underperformance relative to the broader market in the near term [3]