Compared to Estimates, Molina (MOH) Q4 Earnings: A Look at Key Metrics

Core Insights - Molina (MOH) reported $10.5 billion in revenue for Q4 2024, a 16% year-over-year increase, with an EPS of $5.05 compared to $4.38 a year ago, indicating a revenue surprise of -0.04% and an EPS surprise of -13.08% against consensus estimates [1] Financial Performance Metrics - Molina's total Membership Care Ratio (MCR) was 90.2%, exceeding the estimated 88.7% [4] - Medicare MCR was reported at 93.8%, higher than the estimated 90.2% [4] - Marketplace MCR stood at 83.3%, above the estimated 78.2% [4] - Total ending membership was 5.54 million, below the average estimate of 5.71 million [4] - Medicaid membership was 4.89 million, compared to the estimated 5.03 million [4] Revenue Breakdown - Premium tax revenue was $383 million, significantly lower than the estimated $617.30 million, reflecting a -30.6% year-over-year change [4] - Premium revenue reached $9.98 billion, slightly above the estimated $9.85 billion, marking a +19.4% year-over-year increase [4] - Investment income was reported at $111 million, slightly above the estimated $108.16 million, representing a -2.6% year-over-year change [4] - Other revenue was $22 million, exceeding the estimated $20.28 million, with a +10% year-over-year increase [4] - Medicare premium revenue was $1.29 billion, below the estimated $1.35 billion, with a +22.2% year-over-year change [4] - Medicaid premium revenue was $8.04 billion, surpassing the estimated $7.88 billion, reflecting an +18.6% year-over-year increase [4] - Marketplace premium revenue was $650 million, below the estimated $691.79 million, with a +24.3% year-over-year change [4] Stock Performance - Molina's shares returned +6.4% over the past month, outperforming the Zacks S&P 500 composite's +1.7% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance in the near term [3]