Horace Mann (HMN) Q4 Earnings Surpass Estimates

Core Viewpoint - Horace Mann (HMN) reported quarterly earnings of $1.62 per share, significantly exceeding the Zacks Consensus Estimate of$ 0.99 per share, and showing an increase from $0.84 per share a year ago [1][2]. Earnings Performance - The earnings surprise for the quarter was 63.64%, with the company having surpassed consensus EPS estimates two times over the last four quarters [2]. - The company posted revenues of$ 409 million for the quarter, which was 2.48% below the Zacks Consensus Estimate, and a slight increase from $402.9 million year-over-year [3]. Stock Performance - Horace Mann shares have declined approximately 2.9% since the beginning of the year, contrasting with the S&P 500's gain of 2.7% [4]. - The stock currently holds a Zacks Rank 2 (Buy), indicating expectations of outperforming the market in the near future [7]. Future Outlook - The current consensus EPS estimate for the upcoming quarter is$ 0.98, with projected revenues of $422.55 million, and for the current fiscal year, the estimate is$ 3.82 on $1.74 billion in revenues [8]. - The trend of estimate revisions for Horace Mann has been favorable leading up to the earnings release, which may influence future stock movements [6][7]. Industry Context - The Insurance - Multi line industry, to which Horace Mann belongs, is currently ranked in the bottom 45% of over 250 Zacks industries, suggesting potential challenges ahead [9].