Principal Financial (PFG) Q4 Earnings Lag Estimates

Core Viewpoint - Principal Financial (PFG) reported quarterly earnings of $1.94 per share, slightly missing the Zacks Consensus Estimate of$ 1.95 per share, but showing an increase from $1.83 per share a year ago [1] Financial Performance - The company posted revenues of$ 4.75 billion for the quarter ended December 2024, exceeding the Zacks Consensus Estimate by 17.89%, compared to $4.24 billion in the same quarter last year [2] - Over the last four quarters, Principal Financial has not surpassed consensus EPS estimates, but has topped consensus revenue estimates three times [2] Stock Performance - Principal Financial shares have increased by approximately 4.1% since the beginning of the year, outperforming the S&P 500's gain of 3.1% [3] - The stock's immediate price movement will depend on management's commentary during the earnings call [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is$ 1.96 on revenues of $4.04 billion, and for the current fiscal year, it is$ 8.36 on revenues of $16.56 billion [7] - The estimate revisions trend for Principal Financial is mixed, resulting in a Zacks Rank 3 (Hold), indicating expected performance in line with the market [6] Industry Context - The Insurance - Multi line industry, to which Principal Financial belongs, is currently in the bottom 44% of over 250 Zacks industries, suggesting potential challenges ahead [8] - The performance of the stock may be influenced by the overall outlook for the industry [8]