上海银行：金融赋能，助力小微企业“乘风破浪”

Core Insights - Shanghai Bank is committed to supporting small and micro enterprises (SMEs) through a customer-centric approach and has established a financing coordination mechanism to assist their growth [1][6] Group 1: Financial Support Initiatives - Shanghai Bank's Ningbo branch provided a timely loan of 7.7 million yuan to a local SME, enabling the business to enhance production efficiency and project a sales growth of over 20% by 2025 [2] - The bank's collaboration with a fintech company facilitated nearly 500 million yuan in funding support for over 100 ICT project suppliers, promoting industry chain collaboration [3] - Since the implementation of the financing coordination mechanism, Shanghai Bank has visited nearly 20,000 SMEs and granted credit amounting to over 30 billion yuan [6] Group 2: Digital Transformation and Service Enhancement - Shanghai Bank is advancing its digital transformation by creating an efficient online application process for SMEs, allowing for quick access to financial services [2] - The bank's "Yin Tax Loan" product utilizes data modeling technology for intelligent approval, enabling rapid loan processing within minutes for compliant SMEs [3] Group 3: Collaborative Efforts and Local Engagement - The bank has established a specialized working group led by the president to deploy and manage the financing coordination mechanism effectively [4] - Local branches are actively engaging with various stakeholders, including government departments and business associations, to identify and address the financing needs of SMEs [5]