Stay Ahead of the Game With ProAssurance (PRA) Q4 Earnings: Wall Street's Insights on Key Metrics

Core Viewpoint - ProAssurance (PRA) is expected to report a significant increase in quarterly earnings per share (EPS) of $0.15, reflecting a 400% rise year-over-year, despite a forecasted revenue decline of 4.6% to $271.98 million [1]. Earnings Estimates - The consensus EPS estimate has remained stable over the past 30 days, indicating analysts have reassessed their projections [1][2]. - Changes in earnings estimates are crucial for predicting investor reactions and short-term stock performance [2]. Key Metrics Forecast - Analysts project 'Net premiums earned' to be $231.24 million, a decrease of 6.5% year-over-year [4]. - 'Net investment income' is expected to reach $37.73 million, marking an increase of 11.9% from the previous year [4]. - 'Other income(loss)' is estimated at $3.01 million, reflecting a decline of 23.1% year-over-year [4]. Specialty Property & Casualty Metrics - 'Net Premiums Earned - Specialty Property & Casualty' is forecasted at $183.36 million, down 5.3% year-over-year [5]. - The 'Underwriting Expense Ratio' is expected to remain stable at 33.1% compared to the previous year [5]. - The 'Combined Ratio' is projected to be 111.7%, slightly improved from 112% year-over-year [5]. Workers Compensation Metrics - The 'Underwriting Expense Ratio - Workers Compensation' is estimated at 35.5%, down from 36.9% in the same quarter last year [6]. - The 'Net Loss Ratio - Segregated Portfolio Cell Reinsurance' is expected to be 64.6%, up from 59.3% year-over-year [6]. Segregated Portfolio Cell Reinsurance Metrics - The 'Underwriting Expense Ratio - Segregated Portfolio Cell Reinsurance' is projected at 34.0%, slightly higher than the previous year's 33.9% [7]. - The 'Combined Ratio - Segregated Portfolio Cell Reinsurance' is expected to be 98.6%, compared to 93.2% last year [7]. Specialty Property & Casualty Loss Ratios - The 'Net Loss Ratio - Specialty Property & Casualty' is anticipated to be 79.6%, up from 76.8% in the same quarter last year [8]. - The 'Underwriting Expense Ratio - Specialty Property & Casualty' is expected to be 27.4%, down from 28.1% year-over-year [8]. Stock Performance - ProAssurance shares have decreased by 5.2% over the past month, contrasting with a 4.7% increase in the Zacks S&P 500 composite [8].