LendingClub: Lowering 2026 Estimates And Reiterating Buy

Core Insights - LendingClub (NYSE: LC) reported its fourth quarter earnings on January 28, achieving a diluted EPS of $0.08 and total revenue of nearly $154 million, which exceeded consensus estimates for revenue but fell short of EPS expectations by one cent [1] Financial Performance - Total revenue for the fourth quarter was approximately $154 million, surpassing market expectations [1] - The diluted EPS was reported at $0.08, missing consensus estimates by one cent [1] - The results included a post-tax impairment charge of $3.2 million related to internally developed software [1]