
Core Viewpoint - Arbor Realty Trust (ABR) reported a significant decline in revenue and earnings per share (EPS) for the quarter ended December 2024, indicating challenges in financial performance compared to the previous year [1]. Financial Performance Summary - Revenue for the quarter was $262.87 million, down 20.6% year-over-year, but exceeded the Zacks Consensus Estimate of $259.68 million by 1.23% [1][4]. - EPS was reported at $0.40, a decrease from $0.51 in the same quarter last year, and fell short of the consensus estimate of $0.42 by 4.76% [1][4]. - Interest income was $262.87 million, slightly above the average estimate of $260.98 million, reflecting a year-over-year decline of 20.6% [4]. - Other revenue from gain on sales was $22.18 million, surpassing the average estimate of $18.43 million, with a year-over-year increase of 32.6% [4]. - Mortgage servicing rights revenue was $13.34 million, below the average estimate of $14.87 million, showing a year-over-year decline of 36.9% [4]. - Total other revenue was $68.84 million, slightly above the average estimate of $68.20 million [4]. - Net interest income was reported at $82.87 million, exceeding the average estimate of $79.69 million [4]. - Other income was $1.13 million, significantly lower than the average estimate of $2.18 million, representing a year-over-year decline of 56.1% [4]. - The diluted net EPS was $0.32, slightly above the average estimate of $0.30 [4]. Market Performance - Arbor Realty Trust shares returned +4% over the past month, outperforming the Zacks S&P 500 composite's +2.2% change [3]. - The stock currently holds a Zacks Rank 1 (Strong Buy), suggesting potential for outperformance in the near term [3].