Workflow
Curious about Lemonade (LMND) Q4 Performance? Explore Wall Street Estimates for Key Metrics
LMNDLemonade(LMND) ZACKS·2025-02-24 15:22

Core Viewpoint - Analysts expect Lemonade (LMND) to report a quarterly loss of 0.60pershare,reflectingayearoveryearincreaseof1.60.60 per share, reflecting a year-over-year increase of 1.6%, with revenues projected at 144.95 million, up 25.5% from the previous year [1] Earnings Estimates - The consensus EPS estimate has been revised 31.2% lower over the last 30 days, indicating a collective reevaluation by analysts [1][2] - Changes in earnings estimates are crucial for predicting investor reactions and have shown a strong correlation with short-term stock performance [2] Key Metrics Forecast - Analysts project 'Net investment income' to reach 8.69million,ayearoveryearincreaseof22.48.69 million, a year-over-year increase of 22.4% [4] - 'Ceding commission income' is expected to be 23.40 million, reflecting a 27.2% increase year-over-year [4] - 'Commission income' is forecasted at 9.16million,indicatingasignificantyearoveryearchangeof50.19.16 million, indicating a significant year-over-year change of 50.1% [4] Premium and Loss Ratios - The average estimate for 'Net earned premium' is 103.90 million, showing a year-over-year change of 23.8% [5] - The consensus for 'In force premium (end of period)' is 945.59million,comparedto945.59 million, compared to 747.30 million a year ago [5] - Analysts estimate the 'Gross loss ratio' to be 73.2%, down from 77% in the previous year [5] - The estimated 'Net loss ratio' is 73.7%, compared to 78% reported in the same quarter last year [6] Customer Metrics - The consensus among analysts predicts 'Customers (end of period)' to reach 2,382,044, up from 2,026,918 a year ago [6] - 'Premium per Customer (end of period)' is expected to be 397.10,comparedto397.10, compared to 369 in the same quarter last year [7] Market Performance - Lemonade shares have returned +4.1% over the past month, contrasting with the Zacks S&P 500 composite's -0.5% change [7] - With a Zacks Rank 3 (Hold), LMND is anticipated to mirror overall market performance in the near future [7]