MoneyLion Inc. (ML) Misses Q4 Earnings Estimates

Group 1: Earnings Performance - MoneyLion Inc. reported quarterly earnings of $0.14 per share, missing the Zacks Consensus Estimate of$ 0.54 per share, and compared to a loss of $0.39 per share a year ago, representing an earnings surprise of -74.07% [1] - The company posted revenues of$ 158.59 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 6.07%, and this is an increase from year-ago revenues of $112.96 million [2] - Over the last four quarters, MoneyLion has surpassed consensus EPS estimates two times and topped consensus revenue estimates four times [2] Group 2: Stock Performance and Outlook - MoneyLion shares have lost about 0.6% since the beginning of the year, while the S&P 500 has gained 1.7% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the coming quarter is$ 0.47 on revenues of $157.21 million, and for the current fiscal year, it is$ 3.81 on revenues of $660.12 million [7] Group 3: Industry Context - The Financial Transaction Services industry, to which MoneyLion belongs, is currently in the top 50% of over 250 Zacks industries, indicating that stocks in this category tend to outperform those in the bottom 50% by a factor of more than 2 to 1 [8] - The estimate revisions trend for MoneyLion is mixed, resulting in a Zacks Rank 3 (Hold) for the stock, suggesting it is expected to perform in line with the market in the near future [6]